A Green Mortgage

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Barclays has launched what it likes to call a green mortgage, which gives borrowers a slightly lower interest rate if they buy a house with a low energy rating. The bank says that the savings on a £150,000 loan could add up to £750 over three years – barely £20 a week – although it also says that eligible properties would be so efficient that utility bills could be almost £600 cheaper than other houses. The house has to be brand new and only some housebuilders qualify, namely Barratt Homes, Berkeley Group, Countryside Properties, Crest Nicholson and Redrow Homes.

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